by Randy Coleman | Nov 14, 2014 | Estate Planning, Life Insurance Protection, Retirement Planning |
We use a variety of insurance products to manage risk in different areas of our lives in order to protect our wealth from losses that can come from property damage, businesses we own, disability, retirement and death. Instead of considering these products as separate...
by Randy Coleman | Oct 27, 2014 | Disability Planning, Elder Abuse, Elder Care, Elder Law, Estate Planning, Financial Abuse of the Elderly, Guardianship, Health Care Power of Attorney, Long Term Care, Medicaid Planning, Nursing Homes, Personal Care Contracts, Retirement Planning, Special Needs Trusts, VA Aid and Attendance, Veterans Pension Benefits |
This post will discuss a debilitating condition that many Americans eventually face as they age: dementia. First, we will describe what dementia is and what it isn’t. Then we will turn our focus to its costs to the individual, the family and our nation. As Elder...
by Randy Coleman | Jul 2, 2014 | Asset Protection, Beneficiary Designations, Estate Planning, Exemption Planning, Individual Retirement Accounts, IRAs, Irrevocable Trusts, Retirement Accounts, Retirement Planning, ROTH IRAs |
A couple of weeks ago, we talked about the landmark, unanimous 9-0 decision handed down on June 12, 2014, in which the United States Supreme Court held that inherited IRAs are not “retirement funds” within the meaning of federal bankruptcy law. This means they are...
by Randy Coleman | Dec 11, 2013 | Advance Directives in Florida, Beneficiary Designations, Charitable Planning, Designation of Health Care Surrogate, Disability Planning, Discretionary Trusts, Durable Power of Attorney, Elder Care, Elder Law, Estate Planning, Guardianship, Health Care Power of Attorney, Individual Retirement Accounts, IRAs, Irrevocable Trusts, Living Will, Long Term Care, Medicaid Planning, Nursing Homes, Probate, Retirement Accounts, Retirement Planning, Revocable Living Trusts, ROTH IRAs, Special Needs Trusts, Spendthrift Trusts, Trust Administration, Wills and Probate |
A couple of days ago I received an email from a realtor who I recently met who had a question about estate planning. Her question was: What level of assets do your clients need to own before your services benefit them? After I responded to her question, she told me...
by Randy Coleman | Nov 18, 2013 | Estate Planning, Estate Taxes, Long Term Care, Retirement Planning, Wills and Probate |
The following article is reprinted from the GiftLegacy eNewsletter published by the Arthritis Foundation, and written by Philip Walters, the Director of Planned Giving for the Foundation.Personal PlannerTen Reasons to Update Your Estate PlanYou have completed a will...
by Randy Coleman | Jul 16, 2013 | Advance Directives in Florida, Designation of Health Care Surrogate, Disability Planning, Durable Power of Attorney, Elder Care, Elder Law, Estate Planning, Health Care Power of Attorney, Individual Retirement Accounts, IRAs, Living Will, Long Term Care, Medicaid Planning, Medicare, Nursing Homes, Retirement Accounts, Retirement Planning, ROTH IRAs, Social Security, Veterans Pension Benefits |
The aging, healthcare and special needs conversation is vitally important to you and your family. Except for government employees and Social Security, retirement plans that pay benefits until death are pretty much a thing of the past. Plus, people today are living...
