Introduction – Planning For Long Term Care Most Americans do not know, or refuse to accept, the facts surrounding their potential need for long-term care and the costs associated with it. This was reconfirmed recently in a telephone survey of 1,735 Americans...
Estate planning is not only about having a plan in place to deal with what happens at your death. You need an incapacity plan that works to deal with what happens if you become mentally incapacitated including appropriate advance directives. In this post you will...
A growing number of people are entering into caregiver contracts with their family members. These contracts, also called personal service or personal care agreements, have many benefits, including rewarding the family member for indispensable help. But some fail to...
With the end of the year fast approaching, now is the time to fine tune your estate plan before you get caught up in the chaos of the holiday season. One area of planning that many people overlook is ensuring that their final wishes remain private. Will Your Final...
This post will discuss a debilitating condition that many Americans eventually face as they age: dementia. First, we will describe what dementia is and what it isn’t. Then we will turn our focus to its costs to the individual, the family and our nation. As Elder...
On Monday of this week, the U.S. Government Accountability Office released its report “Financial Characteristics of Approved Applicants and Methods Used to Reduce Assets to Qualify for Medicaid.” This report was requested by several members of Congress,...
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